Productivity of human resource is a significant concern of a country that affects economic growth. One specific aspect is how to treat unproductive part of societies related to age and health condition: retired people. There are some different perspectives about who is truly responsible to help retired people fulfilling their daily needs.
To continue the discussion, some people argue that every person is responsible to prepare their future life when they are older and less productive. There are some strategies that are commonly applied by societies to guarantee themselves in the old age. For instance, savings and assurances that can be started since they have a financial stability in younger age. Many institution like assurance company and banks provide programs to help people prepare their retired phase. The programs often facilitate free personal consultations since every person have different vision for the future. Nowadays, we can find a nursing home for older people that accept earlier credit payment when people have intention to spend the rest of their live in that place.
However, the opinion that governments should get involved to support retired people financially is also popular. They consider that the retired people have contributed to the country by paying regular taxes during their productive age. Expecting the governments to provide facilities such as free nursing house or health assurance for older people who do not have relatives to take care of them is reasonable regarding high amount of tax that was cut from their income when they have jobs.
In my opinion, both societies and governments can collaborate provide good quality of life for retired people. The program such as financial assurance can be authorized with the government so every people regardless their background can achieve welfare. The government can make it compulsory for large corporations with high profit to give additional income to prepare retirement of their employees.