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Your essay effectively covers the task and is well-organized, making it easy to follow. You demonstrate a strong lexical range and generally good grammar, though there are minor errors that need addressing. Breaking down long sentences and paying attention to minor lexical and grammatical errors will help you achieve a higher score. Overall, you are performing at a solid band 7 level, but with a few improvements, you could aim for a higher band.

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones.
Do you think this will happen one day?
Why do you think some people might not be happy to give up using cash?
The advance of technology leads to automatization of numerous aspects, finance is no exception. Nowadays, payment methods vary providing some options. Besides cash, there are debit or credit card, QR code, e-wallet, mobile banking transfer, and so on. Those methods are utilizing sophisticated tools like gadgets, internet connection, mobile applications, and many others that are not just popular in big cities but already available in rural or even isolated areas.
Multiple purposes of using modern payment methods are often endorsed by governments, large corporations, and other institution. For the governments, it
help to trace certain transaction regarding to criminal activity if payment method is digitalized, so everything is being recorded. From large corporation like supermarket with big supply chains to smaller institution like school, receiving e-money instead of cash can reduce operational costs due to saving and converting to bank account. Individuals especially younger people prefer digital payment methods due to the simplicity and effectiveness: they no longer need to bring wallet or bag, just a phone in their pocket is enough to accompany them everywhere. Other personal reason like reducing the use of paper so we can go more ecofriendly also counts.
Due to some advantages as mentioned before, many tenants make it compulsory
to customers to apply cashless payments. Today, we can easily find the regulation in plenty areas mostly in big cities. In the future, it is not impossible that people may no longer be able to pay for things in shops using cash, and the system require cashless only. We need to prepare ourselves, if it really happens.
However, some people might not be happy to give up using cash. There are some possible reasons: they are only familiar
to the previous method, especially for elder people. Other personal reason like not prefer to use gadget every time because it brings radiation, is also possible. But in the end, we do not have any choice than to adapt to the modernizations, because they are authorized to every aspect of our daily life.

Overall Feedback

Your essay effectively covers the task and is well-organized, making it easy to follow. You demonstrate a strong lexical range and generally good grammar, though there are minor errors that need addressing. Breaking down long sentences and paying attention to minor lexical and grammatical errors will help you achieve a higher score. Overall, you are performing at a solid band 7 level, but with a few improvements, you could aim for a higher band.

4 paragraphs

338 words


7.0

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